Competition in the Dutch consumer credit market

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This paper considers the degree of competitiveness of the Dutch consumer credit market. We use the well-known I Bresnahan-Lau method that estimates it structural model consisting of a demand relation and a supply relation, based on aggregate data. The level of compelition is derived from the estimated conjectural variation elasticity. Our empirical results show that there is no evidence of market power.
Original languageEnglish
Place of PublicationGroningen
PublisherUniversity of Groningen, SOM research school
Number of pages29
Publication statusPublished - 2001


  • Nederland
  • Concurrentie
  • Consumentenkrediet
  • 83.68;

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