The impact of microcredit on self-employment profits in Vietnam

Robert Lensink*, Thi Thu Tra Pham

*Corresponding author for this work

Research output: Contribution to journalArticleAcademicpeer-review

17 Citations (Scopus)

Abstract

This study examines the impact of microcredit on household self-employment profits in Vietnam. For two indicators of credit participation a dichotomous participation dummy and the accumulated amount of microcredit received per household the analysis reveals a positive effect on household profits. The analysis also reveals that an instrumental variable method within a fixed-effects framework can control for the possible endogeneity of credit and thereby identify the true effect of credit.

Original languageEnglish
Pages (from-to)73-111
Number of pages39
JournalEconomics of Transition
Volume20
Issue number1
DOIs
Publication statusPublished - 2012

Keywords

  • G21
  • O16
  • I30
  • C23
  • Microcredit
  • self-employment profits
  • poverty reduction
  • Asia
  • Vietnam
  • MICROFINANCE
  • BANGLADESH
  • PROGRAMS
  • MATTER
  • GENDER

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