Life Cycle Investing: From Target-Date to Goal-Based Investing

Ronald Janssen, Bert Kramer, Guus Boender

OnderzoeksoutputAcademicpeer review

5 Citaten (Scopus)


We propagate the use of goal based investing – or private ALM, as we prefer to call it – to tailor a dynamic investment strategy to the needs of individual clients. We argue that this approach is superior to the ‘one-size-fits-all’, target date oriented static allocation path used in most current life cycle funds. We present the two pillars of our approach: the methodology for obtaining financial and economic scenarios; and the methodology of the goal oriented dynamic allocation strategy. This approach reduces the risks and improves the feasibility of the clients’ goals.
Originele taal-2English
Pagina's (van-tot)23-32
TijdschriftThe Journal of Wealth Management
Nummer van het tijdschrift1
StatusPublished - 2013
Extern gepubliceerdJa

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